Find out about how Universal Credit might affect you.
If you are a mixed-age couple and one of you is getting close to being old enough to claim state pension you need to get specialist benefits advice before claiming your state pension.
However, not everyone has to claim Universal Credit it depends on each individual circumstance and the timing of your claims makes a difference too.
So if you are a working-age couple and one of you receives a letter asking you to claim pension, take your time, please give our friendly benefits teams a call on 0330 303 3000 option 2 and ask for the benefits team.
They will go through your circumstances and see what’s best for you financially, the rules are complicated so please get help and don’t lose out.