Working and claiming Universal Credit?

Make sure your claim doesn’t stop

If you’re working and claiming Universal Credit, you need to be aware that on one month of the year, your benefit may be reduced or stopped altogether. This happens if you’re paid weekly, fortnightly or four-weekly, because Universal Credit is paid monthly.

Because of this, in one month of the year, two wages will be assessed instead of one.

Plan ahead and budget

To make sure you don’t get caught out, you need to check the dates of your Universal Credit assessment each month, then check your wage payment dates to see which month will be affected. Then you can start to budget for the month when you will receive a reduced Universal Credit payment. If you’re struggling to budget you can apply for a Budgeting Advance if you have been on Universal Credit for six months or more. See our Benefits Advice Team for help.

Make sure your Universal Credit doesn’t stop

If you know that your earnings for that month will take you over the limit for Universal Credit, you won’t receive anything that month and will need to update your online account to reclaim. This is because the Universal Credit system will assume that you’re no longer eligible for the benefit. So update your online account as soon as possible. Don’t worry, you won’t have to make a full new claim or go through the six-week waiting period.

Our Benefits Advice Team is here to help

Our Benefits Advice Officer will be available to help with any queries you have about Universal Credit and other benefits. They will be at Reach, Parklands Library, Speke from Monday to Thursday  9:30am to 4.00pm and Friday 10am until 4pm. Or you can give them a call on 0330 303 3000.

Need some help? Get in touch